City: Chattanooga SPENCER, Herbert W., insurance and real estate; born Chattanooga, Tenn., Dec. 21, 1880; son Henry H. and Emily (Ashworth) SPENCER; English descent; educated Chattanooga Public Schools, Mountain City Bus. College; married Ada Helen RICHARDSON Oct. 20, 1903; member Chattanooga Lodge 199, F. & A. M., and Y. M. […]
Dowler
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